Payment
We make the payment process simple so that you can focus on why you’re here. Paying for treatment is easy. We accept all forms of payment. You can pay for each session with a credit card, cash, check, and even your health savings account (HSA). Payment is collected at the end of each session.
What to Expect when Paying for Therapy
Our fees are in the average range for Philadelphia & the Main Line.
Despite the high quality services that we offer, we do our best to make our work affordable. Providers in our practice set their own fees, which are based on experience and specialization. Although these fees vary, our practice average is right in line with the average costs for individual and couples therapy in the Philadelphia area.
We're out-of-network with insurance - but we'll help you get reimbursed quickly
Let's get the hard part out of the way. As a direct pay, fee-for-service practice, we are out-of-network with insurance.
But that doesn't mean the process of getting reimbursed by your insurance has to be stressful.
If you have a PPO or POS plan, and if your insurance company allows it and you authorize it, we will electronically submit a claim on your behalf. This saves you time, and expedites the process for getting an insurance reimbursement check in the mail to you.
Even if your insurance doesn't allow out-of-network electronic claim submission, we'll give you a 'superbill' receipt with all the information you will need to submit the claim to your insurance.
Please note: if you have an HMO plan or are on Medicare, you won't get reimbursed for the sessions. HMO plans almost always don't allow for out-of-network coverage. And we are 'opt out' for Medicare, which means that the sessions are not eligible for reimbursement.
If high fees are a financial concern, there are two additional options:
You can ask us about working with a psychologist or therapist working towards licensure (and practicing under supervision). We don't always have one on our team, but when we do, their fees will be lower.
Or, if you are a good fit and interested, we have group therapy that will always be cheaper than individual therapy.
Hopefully, one of these options, will work for you. If they don't, we are always happy to direct you towards alternative referral choices.
Why don’t you accept a co-pay?
We have found that working directly for insurance companies comes with sacrifices to your treatment that are just not worth it. We want to work for you, not a large, profit-driven insurance company that doesn’t have your interests in mind. By not sitting on insurance panels, we are able to preserve your privacy and practice therapy in the way that we know will work best for you.
I really want to work with you, but don’t know if I can afford it.
Each of our providers has the discretion of offering a sliding fee scale of up to 20% off her, his, or their standard fee. We reserve this for cases of financial need. Appointment slots may be limited. Inquire with your individual provider. Another cost-efficient and powerful form of treatment is group therapy. Assuming you are a good fit for one of our groups, these sessions are more affordable than individual therapy and can be a great option.